About us

History

First-time homebuyer or refinancing? We will find you the best rate and program for your mortgage situations. Our team of experienced professionals is here to answer any questions you have along the way.

With over 22 years of experience in the mortgage industry under his belt, Mike Wise is a seasoned business executive, well versed in every imaginable aspect of mortgage banking. He has a solid track record as a strategic, innovative and results-driven leader who emphasizes ethics, loyalty and enthusiasm in both his team and client relations. With Mike as the driving force, Capstone Direct has become a lender capable of offering clients a superior loan application experience while maintaining low rates. Prior to founding Capstone Direct, Mike played an integral role as the Senior Vice President at Ownit Mortgage Solutions, a company whose success exploded during his tenure.

Capstone Direct, started in 2007 and has funded over 600M in loans.  We offer Conventional, FHA, VA and JUMBO loans.  We can help you lower your payments with a refinance or get you pre-approved to purchase a home.  We are focused on helping you, the client and treat you as such.  You are not a number to us…you are a client that we want as a customer for life.  In addition to that, we want you to tell others about Capstone and your experience.  We look forward to serving you.

Meet Our Team

Michael Wise

Founder and CEO

About Michael Wise

With over 20 years of experience in the mortgage industry, Mike is a seasoned business executive, well versed in every imaginable aspect of mortgage banking. He has a solid track record as a strategic, innovative and results-driven leader who emphasizes ethics, loyalty and enthusiasm in both his team and client relations. With Mike as the driving force, Capstone Direct has become a lender capable of offering clients a superior loan application experience while maintaining low rates.

Prior to founding Capstone Direct, Mike served as the Senior Vice President of Secondary Marketing at Oakmont Mortgage which was eventually purchased by Ownit Mortgage Solutions.

Mike graduated with his B.S. from Cal Lutheran University in Business Administration. Outside of the office, Mike is a devoted family man, married for 20+ years with 4 kids and is very active in his local church and the Ventura County Foster Care system.

NMLS: 236372
CaBRE: 01172382

Michael Wise

Founder and CEO

About Michael Wise

With over 20 years of experience in the mortgage industry, Mike is a seasoned business executive, well versed in every imaginable aspect of mortgage banking. He has a solid track record as a strategic, innovative and results-driven leader who emphasizes ethics, loyalty and enthusiasm in both his team and client relations. With Mike as the driving force, Capstone Direct has become a lender capable of offering clients a superior loan application experience while maintaining low rates.

Prior to founding Capstone Direct, Mike served as the Senior Vice President of Secondary Marketing at Oakmont Mortgage which was eventually purchased by Ownit Mortgage Solutions.

Mike graduated with his B.S. from Cal Lutheran University in Business Administration. Outside of the office, Mike is a devoted family man, married for 20+ years with 4 kids and is very active in his local church and the Ventura County Foster Care system.

NMLS: 236372
CaBRE: 01172382

Mardy Grossman

EVP

Patty McPherson

Senior Loan Processor

Jenny Villavicencio

Underwriting Manager

Martina Cauton

Loan Processor

Julie Potes

Senior Underwriter

Jenson Castro

Junior Loan Processor

Jessica Bravo

Loan Officer Assistant

Teresa Carpenter

Funder and Post-Closer

Mark Buckman II

Disclosure Desk

Our team of experienced professionals

are here to answer your questions. 

Call (800) 700-8800

Client Testimonials

Mission, Values, & Community

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Our Mission

We put an emphasis on personalized service. When it comes to working together, we listen to you and work with you to help find the right financing options. And, you can count on us to provide some of the best rates around.

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Our Values

Capstone Direct is committed to empowering its customers, employees, and business partners with a tangible foundation of service and industry knowledge to contribute to their making the best decisions possible for themselves.
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Our Community & Charities

At Capstone Direct, we value our local community and understand that an investment in our community will help make the future brighter for everyone. We are deeply committed to giving back to our community as much as possible, and have been involved in many community service projects, including spearheading a community-wide blood drive for a young girl in need.

We are always interested in hearing from our neighbors, so if you have an idea for a good local cause we can help out with, don’t hesitate to let us know.

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