New Beginnings
with direct lending
Apply with Andre
Andre Guajardo has been in the real estate field for over 11 years. He has a passion for building relationships and helping clients realize their goals and dreams. He is Spanish bilingual and went to San Francisco State University where he earned a B.A. in Spanish.
Andre’s service begins with a consultation where he explains the necessary steps to prepare for the loan process from application to home ownership. Andre welcomes working with first time home buyers, as well as the most experienced investor. He specializes in traditional, ARM, jumbo, FHA, VA, HELOC, and secondary home loans.
NMLS: 2455063
Why People Love Working With Andre
Why Choose Capstone Direct?
Competitive Rates
Since we’re a direct lender, we can quote some of the most competitive rates around. Our process makes getting you quotes quick and simple.
Close On Time
Stress-free, delay free. We’ll make sure you close on the day you plan to move.
The Right Fit
Thinking about buying? Wondering if it’s time to refinance? We’ll help you select the perfect loan type for your situation.
Highly Rated
Client satisfaction is essential to us. Take a look at our reviews to see what others are saying.
What We Offer
Fixed Rate Mortgages
Interest rates for fixed rate loans are typically lower for shorter term loans and for borrowers with excellent, above average credit scores.
Variable Rate Mortgages
Variable rate loans are popular when the prime rate (the amount the U.S. government charges lending institutions to borrow money) is low.
FHA Loans
FHA (Federal Housing Administration) are government insured loans that are a preferable option for borrowers who have less than 20% for their down payment, and who may not have the best credit score.
Refinancing & Reverse Mortgages
If you already own a home, refinancing is something to consider when current interest rates are lower than the rate of your current mortgage. For people 62 or older, getting a reverse mortgage on your home can be a way to provide additional income.
The Capstone Way
Capstone Direct is committed to empowering its customers, employees and business partners with a tangible foundation of service and useful information to contribute to their making the best decisions possible for themselves so that we all may “RISE”.
Andre takes pride in providing the highest level of service, applying hard work and dedication to his clients. You can count on Andre to be a trusted advisor on your real estate transaction and an advocate for personal financial goals.
NMLS: 2455063