Apr 26, 2022 | Blog, Education, Featured, Realtors
Welcome to Mortgage Wise! We're excited to bring you Mortgage Wise with Mike Wise at Capstone Direct - a series about the basics of home mortgages, the mortgage market and industry, and the diverse ways that mortgages can fit into an individual’s broader financial...
Mar 26, 2018 | Blog, Education, Preparing to Buy
With housing prices increasing and rates trending upward, many borrowers are seeing their debt to income (DTI) ratio go up because their projected housing payment is now higher than what it was going to be 6-12 months ago. But there are some ways as loan officers we...
Jun 6, 2017 | Blog, Home Buying
Some of the gifts we’re given by aging family members are a sense of ethics and an ambition to be successful in both our careers and in raising a growing family. We may also be left with a more tangible gift, and it enables us to invest in our future as well as those...
May 27, 2017 | Blog, Featured, Home Buying
It’s no surprise that the economy in 2017 is far from perfect. It’s even less of a surprise to Southern California residents that despite stagnant or even shrinking salaries, the cost of homeownership has risen dramatically. The Los Angeles Times reported that for the...
Feb 17, 2017 | Blog, Home Buying
According to recent data from the US Commerce Department, homes are being built across the US in rapid fashion, and they are being bought up equally as quickly. In fact, the data shows that the housing market is heating up to speeds not seen in thirty years. What Does...
Jan 5, 2017 | Blog, Home Buying
For a while, the job outlook for carpenters seemed rather bleak. With the past few years’ tough economic situation, most people didn’t have the extra money to even make simple repairs to their existing homes, let alone consider building a new one. Well, it’s a...
Oct 21, 2016 | Blog, Education, Home Buying
One mistake a lot of first-time homebuyers make is finding the home they want before ensuring they can get their home loan. The best process is the exact opposite: get pre-approved for the loan, then see what’s available!
Oct 10, 2016 | Blog, Refinancing
Refinancing can be a pretty big deal — it’s a home loan involving another home loan, so of course it can make a homeowner anxious to think about. But there are some perpetuated myths that we need to clear up. Hopefully, if you’ve been blocked from refinancing by...
