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Tips, advice, insights, and trends from our mortgage industry experts.

7 Serious Reasons to Refinance Your Mortgage Today

7 Serious Reasons to Refinance Your Mortgage Today

If you own your home in Thousand Oaks and are making big monthly payments because of high interest rates, talk to Capstone Direct right away about refinancing. Refinancing is where you obtain a new loan on your home with better conditions. It’s perfectly legal and...

The Thing About Reverse Mortgages in Ventura County…

The Thing About Reverse Mortgages in Ventura County…

Being located in Thousand Oaks, we’ve had a pretty good view of mortgage options and opportunities in Ventura County and we’ve also been able to keep abreast of things happening in Los Angeles County. Reverse mortgages allow you to tap into your home equity for full...

Pros & Cons of Reverse Mortgages in California

Pros & Cons of Reverse Mortgages in California

The reverse mortgage is a very real financial solution available to Americans 62 years of age and up. The goal of the reverse mortgage is to provide you with income after retirement. Done right, a reverse mortgage can transform your retirement from pinching pennies to...

Mortgage Rates at an All-Time Low Thanks to Brexit

Mortgage Rates at an All-Time Low Thanks to Brexit

Ready to hear some good news about the United States housing market? The historic Brexit vote which took place recently has greatly affected markets around the world, including in the United States. The vote, which resulted in Britain choosing to leave the European...

7 Things First Time Home Buyers Need to Know About FHA Loans

7 Things First Time Home Buyers Need to Know About FHA Loans

If you're a first time home buyer in Thousand Oaks or anywhere in Ventura County, an FHA loan may be the perfect option for you. It's important to speak with an expert about FHA loans to learn the pros and cons so that you're fully informed to make the right decision....

Credit Scores and First Time Homebuyers

Credit Scores and First Time Homebuyers

Buying a home for the first time is a big first step in anyone’s life. The process may seem overwhelming at first. With so many things to consider, many prospective homeowners wonder what type of first time homebuyer mortgage options exist in Thousand Oaks. But in...

3 Common Traps 1st-Time Homebuyers Fall Into

3 Common Traps 1st-Time Homebuyers Fall Into

The decision to purchase your first one is a momentous one. However, the thrill of the chase for that perfect house, and the excitement of owning your own property, can often lead first-time home buyers into a number of bad decisions that can make this happy event...

Do I Still Qualify For a VA Loan?

Do I Still Qualify For a VA Loan?

One of the greatest benefits veterans receive for service to their country is VA Home Loans. Over 21 million veterans achieved the American dream of homeownership through the use of VA Home Loans. However, many veterans seeking VA loans in California believe they are...

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