Apr 26, 2022 | Blog, Education, Featured, Realtors
Welcome to Mortgage Wise! We're excited to bring you Mortgage Wise with Mike Wise at Capstone Direct - a series about the basics of home mortgages, the mortgage market and industry, and the diverse ways that mortgages can fit into an individual’s broader financial...
Mar 26, 2018 | Blog, Education, Preparing to Buy
With housing prices increasing and rates trending upward, many borrowers are seeing their debt to income (DTI) ratio go up because their projected housing payment is now higher than what it was going to be 6-12 months ago. But there are some ways as loan officers we...
Oct 21, 2016 | Blog, Education, Home Buying
One mistake a lot of first-time homebuyers make is finding the home they want before ensuring they can get their home loan. The best process is the exact opposite: get pre-approved for the loan, then see what’s available!
Oct 3, 2016 | Blog, Education, Refinancing
If you own your home in Thousand Oaks and are making big monthly payments because of high interest rates, talk to Capstone Direct right away about refinancing. Refinancing is where you obtain a new loan on your home with better conditions. It’s perfectly legal and...
