New Beginnings
with direct lending
Apply with Maxwell
Maxwell Shifman is a licensed Loan Officer here with Capstone Direct and prides himself on simplifying the loan process for his borrowers. Maxwell is a graduate of the University of Florida (Go Gators!) and upon graduation began his career as a Loan Officer for a mortgage company in Chicago. After a couple cold Chicago winters, it was back to his hometown of Los Angeles where he joined the Capstone team. In his free time, you can find Maxwell on the golf course or cheering on his Chicago Sports team.
NMLS: 1604217

Why People Love Working With Maxwell
Why Choose Capstone Direct?

Competitive Rates
Since we’re a direct lender, we can quote some of the most competitive rates around. Our process makes getting you quotes quick and simple.

Close On Time
Stress-free, delay free. We’ll make sure you close on the day you plan to move.

The Right Fit
Thinking about buying? Wondering if it’s time to refinance? We’ll help you select the perfect loan type for your situation.

Highly Rated
Client satisfaction is essential to us. Take a look at our reviews to see what others are saying.
What We Offer

Fixed Rate Mortgages
Interest rates for fixed rate loans are typically lower for shorter term loans and for borrowers with excellent, above average credit scores.

Variable Rate Mortgages
Variable rate loans are popular when the prime rate (the amount the U.S. government charges lending institutions to borrow money) is low.

FHA Loans
FHA (Federal Housing Administration) are government insured loans that are a preferable option for borrowers who have less than 20% for their down payment, and who may not have the best credit score.

Refinancing & Reverse Mortgages
If you already own a home, refinancing is something to consider when current interest rates are lower than the rate of your current mortgage. For people 62 or older, getting a reverse mortgage on your home can be a way to provide additional income.
The Capstone Way
Capstone Direct is committed to empowering its customers, employees and business partners with a tangible foundation of service and useful information to contribute to their making the best decisions possible for themselves so that we all may “RISE”.

Maxwell Shifman is a licensed Loan Officer here with Capstone Direct and prides himself on simplifying the loan process for his borrowers. Maxwell is a graduate of the University of Florida (Go Gators!) and upon graduation began his career as a Loan Officer for a mortgage company in Chicago. After a couple cold Chicago winters, it was back to his hometown of Los Angeles where he joined the Capstone team. In his free time, you can find Maxwell on the golf course or cheering on his Chicago Sports team.
NMLS: 1604217