Buy A Home
Mortgage Wise with Mike Wise | New Series
Welcome to Mortgage Wise! We're excited to bring you Mortgage Wise with Mike Wise at Capstone Direct - a series about the basics of home mortgages, the mortgage market and industry, and the diverse ways that mortgages can fit into an individual’s broader financial...
Debt to Income Ratio (DTI): What You Need to Know
With housing prices increasing and rates trending upward, many borrowers are seeing their debt to income (DTI) ratio go up because their projected housing payment is now higher than what it was going to be 6-12 months ago. But there are some ways as loan officers we...
Major Gifts from Relatives: What You Need to Know About Buying a Home
Some of the gifts we’re given by aging family members are a sense of ethics and an ambition to be successful in both our careers and in raising a growing family. We may also be left with a more tangible gift, and it enables us to invest in our future as well as those...
Crunch some numbers to figure out what payments you can afford. Tip: If you plan to put 20% or more down, you won’t need PMI (Private Mortgage Insurance).
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